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Thinking about Life Insurance

Well  thinking about the health insurance got me thinking about life insurance.    So I began the search and it started with Whole Life Policies,  Which appears  to be a pretty good idea since you have it as long as your paying for it so it could be forever. Which would be a good idea for anyone.

Then there was a thing called Money Back Life Insurance  which sounds like a pretty good idea since you get the money you paid in premiums back at the time your policy expires.  This intrigued  me because its kinda like a long term savings account, yet if something happens  your covered.  However its an agreement that is best if the policy is for more then 5 years.

So its more research to figure out the  Insurance Plans Pros and Cons and which would be best for our family.  It seems that all insurance no matter health, life, auto, or home its taking a lot of research and investigation.  I guess I never thought about it before since it was my parents or husband who were taking care of these things.

Thank you for checking out what I am wondering, See you next time I am wondering something.

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