Comments on: How to Not Overspend this Christmas http://www.tamara-wilson.com/how-to-not-overspend-this-christmas A Peek at the Life of a WAHM Wed, 26 May 2010 11:40:53 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Home security systems http://www.tamara-wilson.com/how-to-not-overspend-this-christmas/comment-page-1#comment-1241 Home security systems Mon, 15 Dec 2008 17:15:57 +0000 http://www.tamara-wilson.com/?p=466#comment-1241 Make a budget. Leave your ATM and credit cards at home. Make gifts, there are a lot of items out there you can do yourself without paying high prices Happy holidays! Make a budget.
Leave your ATM and credit cards at home.
Make gifts, there are a lot of items out there you can do yourself without paying high prices

Happy holidays!

]]> By: Payday Loans http://www.tamara-wilson.com/how-to-not-overspend-this-christmas/comment-page-1#comment-1183 Payday Loans Thu, 04 Dec 2008 12:49:19 +0000 http://www.tamara-wilson.com/?p=466#comment-1183 This is such the way of life for so many families. We've been forced to live this way since my husband's surgery. Luckily I make good money... if I didn't, we'd probably be forced to move in with his parents. ugh. I learned right away to change my attitudes about what I consider "necessities" and what we truly value, both financially and in our relationship. We're very fortunate to have the 99cents store chain in our area, and I now get almost all our groceries there. Brand names are no longer important. That goes for clothes as well. Discount stores and super sales have just as nice things, and we only go when it's a pure necessity. Manicures and pedicures are done myself. Expensive dinners and haircuts and outings are a thing of the past. Sound dismal? It's not. We spend more quality time together and actually enjoy walks at sunset. The most important thing is to make savings a part of your paycheck to paycheck expenses. If the money is already allotted for savings or retirement you won't be tempted to use it. And one rainy day, you'll be very glad it's there. This is such the way of life for so many families. We’ve been forced to live this way since my husband’s surgery. Luckily I make good money… if I didn’t, we’d probably be forced to move in with his parents. ugh.

I learned right away to change my attitudes about what I consider “necessities” and what we truly value, both financially and in our relationship. We’re very fortunate to have the 99cents store chain in our area, and I now get almost all our groceries there. Brand names are no longer important. That goes for clothes as well. Discount stores and super sales have just as nice things, and we only go when it’s a pure necessity. Manicures and pedicures are done myself. Expensive dinners and haircuts and outings are a thing of the past. Sound dismal? It’s not. We spend more quality time together and actually enjoy walks at sunset.

The most important thing is to make savings a part of your paycheck to paycheck expenses. If the money is already allotted for savings or retirement you won’t be tempted to use it. And one rainy day, you’ll be very glad it’s there.

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